What county is Panama City, Florida in?

Panama City is in Bay County, Florida, and serves as the county seat. It sits on St. Andrews Bay along U.S. Route 98 and is the largest city between Tallahassee and Pensacola.

Is Panama City the same as Panama City Beach?

No. Panama City and Panama City Beach are separate municipalities in Bay County. Panama City is a working bayfront and county-seat city, while Panama City Beach is the resort community on the Gulf of Mexico, a short drive west.

What school district serves Panama City?

Panama City is served by Bay District Schools, headquartered in the city, which operates roughly four dozen schools across Bay County and ranks among the larger districts in the state of Florida.

What is Panama City known for?

Panama City is known for its setting on St. Andrews Bay, its deep-water port, and its military installations, plus the historic waterfront districts of St. Andrews and Millville. St. Andrews State Park and Shell Island provide white-sand beaches minutes from the city.

What are the main neighborhoods of Panama City?

Panama City's principal districts are St. Andrews, a historic waterfront area of marinas and cottages; Millville, an older lumber-and-shipbuilding community; and the Historic Downtown and Downtown North areas that form the civic and commercial core. Glenwood is another established neighborhood.

Lots & Land in Panama City, FL | Dream Homes Realty

Q: What military bases are near Panama City?

Panama City's economy is anchored by the military: Tyndall Air Force Base, Naval Support Activity Panama City, and a U.S. Coast Guard station are all in Bay County. The deep-water Port of Panama City adds shipping and logistics employment.

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Bay County Seat on St. Andrews Bay

Lots & Land in Panama City, FL

Welcome to Panama City, the Bay County seat on St. Andrews Bay, a Gulf Coast city anchored by Tyndall Air Force Base and the Port of Panama City.

Panama City is a city on Florida's Panhandle and the seat of Bay County, sitting on St. Andrews Bay where the bay meets the Gulf of Mexico. Along U.S. Route 98, it is the largest city between Tallahassee and Pensacola, with about 39,000 residents, and the anchor of a metropolitan area that also includes Lynn Haven and Panama City Beach. Its setting — deep-water bayfront, protected harbor, and Gulf beaches minutes away — has shaped its economy and identity for more than a century. The city as it exists today was formed in the early 1900s through the incorporation of several smaller bay settlements, including St. Andrews, Millville, Harrison, and Floriopolis. Developer George Mortimer West recognized the strategic value of the bay and helped drive the city's growth. St. Andrews, the oldest of these communities, dates its first European settlement to around 1827 and flourished in shipping, boat building, and salt production before being annexed into Panama City in 1927. Millville grew as a lumber, shipbuilding, and commerce hub. Modern Panama City is a working Gulf Coast city rather than a beach resort — though the resort beaches lie a short drive away. Its economy leans on the military: Tyndall Air Force Base, Naval Support Activity Panama City, and a U.S. Coast Guard station are all in Bay County, and the Port of Panama City is a deep-water seaport. Healthcare, retail, and government services round out the employment base. The city's neighborhoods carry its history. St. Andrews remains a walkable waterfront district of marinas, restaurants, and historic homes; Millville is an older working-waterfront community; and the downtown and its northern neighborhoods hold the city's civic and commercial core. Bay District Schools, headquartered in Panama City, serves all of Bay County except Mexico Beach. Panama City suits people who want Gulf Coast living near the water and the military, port, and healthcare employers that anchor the local economy, with St. Andrews State Park and the beaches of Panama City Beach minutes away.